Are you getting ready to purchase a used vehicle for your household? Here are a few important questions you should be asking your dealer:
Is a Warranty Available?
One important question to ask before you even start looking for a used car is whether any warranties are available and, if so, which vehicles are eligible for warranty protection. A warranty will protect you financially once you take home the vehicle you purchased by covering the cost of parts, repairs, and labor that are associated with break downs due to things such as malfunctions and premature wear and tear.
Not all warranties are created equal, so take the time to read the fine print for any that the dealer you are working with has to offer. Once you choose a warranty, you can start shopping for a used car that qualifies for that particular protection. This will help ensure that you do not end up having to spend thousands of dollars out-of-pocket on repairs if you experience breakdowns during the first couple years of ownership.
Is In-House Financing Offered?
You should also inquire about whether in-house financing is offered. If so, then your purchase options may be expanded. Instead of having to worry about bank financing or limiting yourself to a cash purchase based on what you have on hand, you can utilize in-house financing to pay for a portion of the vehicle you really want to invest in.
In-house financing is typically easier to qualify for than bank financing. Many dealerships that offer in-house financing have more lenient qualification requirements than banks. They accept alternative forms of income proof, they consider work circumstances as much as they do assets, and they tend to offer lower interest rates that are fixed. So, there is good reason to consider utilizing in-house financing and upgrading the type of used car you can afford to buy.
What if Problems Arise?
Another crucial question to ask your used car dealer is what happens if a problem arises shortly after you take the car home. Will you be responsible for any engine, transmission, or other problems that occur within the first weeks of ownership, or will the dealership address the problems for you? If there a return policy, and if so, what are the stipulations? Is any of the money paid for the vehicle non-refundable if you do decide to return it? The answers to these questions will help you prepare for what might happen after purchasing your used car.
Contact a dealership for more information regarding cars, such as used Chevrolet cars for sale.